The new Canada Child Benefit (CCB) payment was issued to eligible Canadian residents on March 20, 2024. The maximum benefit for children under six years old is $7,437, while for children aged six to seventeen, it is $6,275.
Jump to:
What is Canada Child Benefit (CCB)?
The Canada Child Benefit (CCB) is a tax-free monthly payment which is designed to help Canadian families with the costs of raising children under the age of 18.
The CCB is a government program to make sure every Canadian child can grow up in a healthy and supportive place.
In July 2023, the benefit went up by 6.3% to help families with the rising costs of everyday things.
Who is Eligible for the Canada Child Benefit (CCB)?
To be eligible for the CCB, you must meet the following criteria:
- You live with a child who is under 18 years of age
- You are primarily responsible for the care and upbringing of the child
See who is primarily responsible - You are a resident of Canada for tax purposes
- You or your spouse or common-law partner must be any of the following:
- a Canadian citizen
- a permanent resident
- a protected person
- a temporary resident who has lived in Canada for the previous 18 months, and who has a valid permit in the 19th month other than one that states “does not confer status” or “does not confer temporary resident status”
- an individual who is registered, or entitled to be registered under the Indian Act
Canada Child Benefit (CCB) Calculator 2024
For families with Only 1 child:
From July 2023 to June 2024, if your adjusted family net income (AFNI) is $34,863 or less in 2022, you can get the following tax-free benefits for one child during each monthly payment period:
- $7,437 per year or $619.75 per month for children under 6 years old
- $6,275 per year or $529.91 per month for children aged between 6 and 17
These amounts will be reduced if the family’s adjusted net income exceeds $34,863, as indicated below:
Adjusted Family Net Income (AFNI) in 2022 | CCB for Child < 6 Years | CCB for Child 6-17 Years |
Less than $34,863 | $7,437 per year ($619.75 per month) | $6,275 per year ($529.91 per month) |
$34,864 to $75,537 | $7436.93 to $4589.82 per year ($619.74 to $382 per month) | $6,274.93 to $3,427.82 per year |
Greater than $75,537 | $7,436.93 – ($2,847 + 3.2% of income above $75,537) | $6,274.93 – ($2,847 + 3.2% of income above $75,537) |
Important note about Canada Child Benefit 2024 calculations:
The CCB amount varies based on factors such as annualized family net income, the number and ages of eligible children, and additional benefits. For precise estimations, use the official CRA calculator.
For families with 2 children:
You receive the maximum CCB payment per child with no reduction if your AFNI is below $34,863.
If your AFNI is between $34,863 and $75,537, your total payment is reduced by 13.5% of the income exceeding $34,863.
If your AFNI increases from $75,537, your CCB payment is reduced by $5,491 plus 5.7% of the income exceeding $75,537.
For families with 3 children:
If your AFNI is below $34,863, you receive the maximum CCB payment per child with no reduction.
If your AFNI is between $34,863 and $75,537, your total payment is reduced by 19% of the income exceeding $34,863.
If your AFNI exceeds $75,537, your CCB payment is reduced by $7,728 plus 8% of the income exceeding $75,537.
For families with 4 or more children:
If your AFNI is below $34,863, you receive the maximum CCB payment per child with no reduction.
If your AFNI is between $34,863 and $75,537, your total payment is reduced by 23% of the income exceeding $34,863.
If your AFNI exceeds $75,537, your CCB payment is reduced by $9,355 plus 9.5% of the income exceeding $75,537.
How to Apply for CCB?
How to Apply for Canada Child Benefit (CCB)
Applying for the CCB is simple and can be done in a few different ways:
1. Through Birth Registration
If you’re welcoming a new member to your family, you can apply for the CCB through birth registration. Make sure that you provide the necessary information during this process.
2. Online via My CRA Account
You can apply for the CCB online by creating or accessing your My CRA (Canada Revenue Agency) account. This method offers an easy and efficient way to apply.
3. By Mail Using Form RC66, Canada Child Benefits Application
If you prefer a paper application, you can download Form RC66 from the CRA website and submit it by mail. Be sure to complete all sections accurately.
It’s essential to apply as soon as you become eligible. You can apply when:
- Your child is born
- A child starts living with you or returns to live with you after a temporary period elsewhere
- You begin, end, or change a shared custody arrangement
- You gain custody of a child
- You or your spouse/common-law partner start meeting the eligibility conditions
Applying early ensures that you receive the benefit as soon as you become eligible.
Payment Dates for 2024
CCB payments are issued monthly, and it’s crucial to know the payment dates. For 2024, the payment dates are as follows:
- March 20, 2024
- April 19, 2024
- May 17, 2024
- June 20, 2024
- July 19, 2024
- August 20, 2024
- September 20, 2024
- October 18, 2024
- November 20, 2024
- December 13, 2024
Knowing the payment schedule allows you to plan your family’s finances accordingly.
Additional Provincial Child Benefits
Certain provinces and territories offer extra financial support to help families in covering the expenses of raising kids. Some of these benefits come on their own, while others are added to your CCB payment and given together.
Here are official links for various provinces and territories:
- Alberta
- British Columbia
- Manitoba
- New Brunswick
- Newfoundland and Labrador
- Northwest Territories
- Nova Scotia
- Nunavut
- Ontario
- Prince Edward Island
- Quebec
- Saskatchewan
- Yukon
For further information and to check eligibility, visit the Canada Revenue Agency (CRA) website or contact them directly.